Unlock financial freedom with a personal loan. Get personalised credit, enjoy tailored interest rates, and get access to a quick approval process. Choose between an Absa Personal Loan, an Absa Loan Direct Loan, or an Absa Scheme Loan.
Absa Loan
Anyone can apply for a loan for sudden expenses, planned trips, personal projects, or any other funding needs. Your loan repayment is deducted via a debit order.
- Loan amounts of up to K850,000
- Flexible repayment periods (3 to 84 months)
- Access to credit life insurance for death and permanent disability
- Credit-worthy salaried Personal, Prestige and Premier Banking customers
- Age between 18 and retirement (60 for public service, 70 for private sector, professionals)
- Single facility fee upon loan approval
Absa Loan Direct
If you work for one of the companies that we are partnered with, your repayment is deducted directly from your current or savings account (this is unlike a scheme loan, where repayment is deducted directly from your salary).
- Loan amounts up to K850,000
- Flexible repayment periods (3 to 84 months)
- Credit-worthy salaried employees from selected employers with MOU agreements with Absa
- Age between 18 and retirement (60 for public service, 70 for private sector, professionals)
- Single facility fee upon loan approval
Scheme loan
If you work for one of the companies that we are partnered with, your repayment is deducted directly from your salary (this is unlike an Absa Loan Direct, where repayment is deducted from your current or savings account).
- Loan amounts up to K850,000
- Flexible repayment periods (3 to 84 months)
- Convenient automatic payroll deductions for repayments
- Credit-worthy salaried employees from selected employers with scheme agreements with Absa
- Age between 18 and retirement (60 for public service, 70 for private sector, professionals)
- Single facility fee upon loan approval
- Scheme loan includes credit life insurance for death and permanent disability
Need more help?
Call us on:
+260 (211) 366100 (available Monday to Friday from 08:00-16:45)
5950 (Toll free)
Email us:
customerservice.zm@absa.africa
